v  

£1,950 warning issued to anyone who uses WhatsApp to message friends and family

An urgent warning has been issued to the millions of people who use WhatsApp. Lloyds bank has said there is a risk of being scammed out of thousands of pounds, reports Manchester Evening News.

Getty Images Lloyds bank have issued a warning

More people than ever are now losing large amounts of money to fraudsters on the app. Victims have lost around £1,950 each on average with the high street bank now issuing a stark warning of things to look out for. Users are being warned that the scam messages can seem "very personal" and will often use the pretence of being a family member who has lost their phone.

They don't even need to know your name, as "Mum" or "Dad" may be enough, reports the Liverpool ECHO.

"The story they tell can vary, but most often they will claim that because it is a new phone, they don’t have access to their internet or mobile banking account, and therefore they need urgent help with paying a bill."

The banking giant has issued the following guidance to stay safe from scammers:

• Be wary of any messages you receive from numbers which aren't already stored in your contacts, even if it appears to be from someone you know
• Don’t be rushed into anything – first of all contact the person on the number you already have stored in your contacts to check if the story is true
• If you can’t get hold of them, you can verify the identity of the person sending the message by insisting you speak to them before transferring any money
• Remember if it is a genuine family member or friend, they won’t mind you taking these steps to stay safe

“This is a cruel scam which preys on someone’s love for their family and friends, and that natural instinct we all have to protect those closest to us. With fraud on the rise it’s vital that people are aware of the warning signs and how to stay safe.

"Never ever trust a message from an unknown number without first independently verifying the person’s identity, even if it claims to be from someone you know. Always insist on speaking to someone before sending any money.”

Rachel Pugh & Kate Lally & Laura Cross